Now that the holiday season is in full swing, the last thing on your mind might be buying a home in one of Harbor Country’s charming towns. Yet, did you know that now can be a great time to buy a home in Sawyer, New Buffalo, Union Pier, Lakeside, Harbert, Grand Beach, Michiana, or Three Oaks?
Here on the team of Shoreline Property Advisors, our Prudential Rubloff Real Estate agents and advisors understand that choosing your ideal home in Harbor Country and going through the home-buying process can seem overwhelming at first. But with an experienced Harbor Country Real Estate agent by your side, buying a home this holiday season can be a successful endeavor! Here are a few reasons you’ll want to consider buying a Harbor Country home this holiday season!
1. Lower Pricing- With the lack of people searching for a home in Harbor Country during the holidays, prices soften a bit. You can view our website, www.ShorelineAdvice.com, to see a list of our current Harbor Country homes for sale. You’ll notice these homes are priced to sell and are a great deal for buyers.
2. Less Competition- Many buyers don’t think to take advantage of house hunting during the holidays, so you’re sure to avoid any bidding wars that would occur at a peak point on the Harbor Country Real Estate market. This will mean a less stressful home-buying experience for you!
3. Motivated Sellers- Sellers dread not being able to sell their homes before the holidays get underway. They’re very aware that most are not in the market to buy a home until Spring rolls around, which means; they’re motivated. They know showings of their home will greatly decrease, so any activity on their home is good news. Oftentimes they’re willing to come down on the price or be flexible with closing dates, and other extras.
4. Favorable Mortgage Terms- Mortgage lenders may be willing to lower interest rates or let go of some of their fees in order to gain your business. With fewer people shopping for homes; they will be experiencing a slower time in their business as well. Be sure to shop around to get the best possible deal. Your Harbor Country Real Estate agent will help point you in the right direction.
5. Tax Deduction- Closing before the end of the year can mean you are eligible to deduct the interest component of your first monthly mortgage payment from your taxable income for this year. You may also be able to deduct any money you pay for points to reduce your interest rate. Of course you’ll want to consult with a Harbor Country tax advisor to talk over the full details.
What better way to celebrate the season than owning a home in Harbor Country?! These Lake Michigan shoreline towns are ideal for vacations or settling in to permanently!
